Mercantile Bank Premium Cardholders (Gold, Platinum & Signature) will get complimentary access to Balaka Executive Lounge at Hazrat Shahjalal International Airport (HSIA) operated by Hotel InterContinental, Dhaka round the year.

Mercantile Bank Credit Cardholders can add money to the Mobile Financial Services/Digital Wallet- MBL Rainbow, bKash and Nagad wallet anytime at only a nominal processing fee as determined by the Bank.

A full-fledged Cheque Book is issued against Mercantile Bank credit card. The Card Cheque (Account Payee only) can be used for payment to any person or institution within Bangladesh. Card Cheque will be especially useful where credit card acceptance facility is not available (e.g. house rent, school fees etc.). Up to 90% of the available credit limit will be applicable to the Card Cheque. Standard rules, customs & practices are considered while honouring a card cheque.

MBL Credit Cardholders can have unused credit from their credit card to their MBL savings accounts at a nominal processing fee as determined by the Bank & enjoy up to 45 days interest free period. The Credit Cardholders are to approach through MBL Contact Center by dialing 16225 or through the prescribed form. Request received before 12:00 PM will be executed within the same working day and request received after 12:00 PM will be executed in the next working day.

Insta-Loan is a pre-approved loan within the credit limit of customer’s credit card i.e. the loan amount will be booked against the credit limit. Under the Insta-Loans, credit card client can avail their unused credit card balances up to 90% of the available limit in their savings account through MBL Contact Center by dialing 16225 or mailing to at a nominal processing fee & a flat interest rate as determined by the Bank. No further documentation is required to transfer this unused fund to their savings account.

Installment facility gives the flexibility to buy or use the credit and convert it into easy installment. The Credit Cardholder can avail any of the following EMI Plan using Mercantile Bank Credit Card with 0% processing fee/no processing fee.

  • SimplePay (0%EMI): The Credit Cardholder can make any purchase from hundreds of partner merchants’ outlets and payback the amount over a tenor ranging from 3 months to 36 months without any interest. No opening/joining fee will be charged for SimplePay and the facility will not contravene the standard warranty clause. Product range & price shall always be at the sole discretion of respective merchant.
  • Retail-2-EMI: Retail-2-EMI is choosing to pay for retail transactions made on MBL Credit Card in flexible installments to be provided by Mercantile Bank Limited, at its sole discretion to the Credit Cardholders to the extent not exceeding the available cash/credit limit. It is an instalment plan that allows to convert any retail purchase over BDT 10,000 made by Mercantile Bank credit card into an instalment scheme. Cardholder can payback the amount in Equal Monthly Instalments (EMIs) over a tenor ranging between 3 to 36 months at a flat interest rate as determined by the Bank.
  • Outstanding to EMI: This plan allows to convert the outstanding amount over BDT 20,000 at the credit card into an installment scheme. The Credit Cardholder can payback the amount by Equal Monthly Installments (EMIs) over a tenor ranging between 3 to 36 months at a flat interest rate as determined by the Bank.

The MBL Credit Shield Program is an optional insurance coverage available to Mercantile Bank credit card customers to provide double benefit insurance coverage at a nominal credit shield premium in case of (1) Death due to sickness or accident and (2) Permanent full Disability (PTD) due to sickness or accident.With this Insurance Program, the cardholder shall feel confident about the future, shifting responsibility for the credit card payments to Mercantile Bank Limited in case of death or permanently full disability.

With Mercantile Bank Limited, money spent is money earned. For every BDT 50 or USD 1 (other than local currency transaction) spent successfully with MBL Visa Platinum & Signature Credit Cards earns 1 reward point. Transactions performed with supplementary credit cards are also considered to accumulate reward points. MBL Visa Signature Credit Cards shall be entitled reward points at 2X basis. No points will be given on Card Cheque Transaction, Fund Transfer through IBFT and Insta-Loan transactions. Primary Cardholders are entitled to redeem the accumulated points at the exciting offers available time to time.

Mercantile Bank Platinum & Signature Cardholders will be entitled to receive Priority Pass free of cost to access 700+ airport lounges around the world at a nominal cost for per person per visit. Priority Pass membership cards can be used at any participating airport lounge regardless of airline or class of tickets.

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