16225 
Interest Rates
Savings Deposit Rate
| Savings | 3.00% (for general) (for any amount) |
Fixed Deposit Rate ( Individual and recognized Fund )
|
Period |
For Any Amount |
|
1 Month to less less 3 Months |
2.50% |
|
3 Months to less than 6 Months |
7.50% |
|
100 Days |
8.00% |
|
200 Days |
9.00% |
| 300 Days | 9.25% |
|
6 Months to less than 1 Year |
8.00% |
|
1 Year |
9.00% |
|
2 Year |
9.50% |
|
3 Years |
10.50% |
Fixed Deposit Rate (Other than Individual and recognized Fund)
|
Period |
For Any Amount |
|
1 Month to less less 3 Months |
2.50% |
|
3 Months to less than 6 Months |
7.50% |
|
100 Days |
8.00% |
|
200 Days |
9.00% |
|
300 Days |
9.25% |
|
6 Months to less than 1 Year |
8.00% |
|
1 Year |
9.00% |
|
2 Year |
9.50% |
|
3 Years |
10.50% |
Special Notice Deposit (SND) Account Rates
| BDT 1 Lac to Less than BDT 1 Cr. | BDT 1 Cr. to less than BDT 25 Cr. | BDT 25 Cr. to less than BDT 50 Cr. | BDT 50 Cr. to less than BDT 100 Cr. | BDT 100 Cr. and above |
| 1% | 1.5% | 2.5% | 3% | 3.5% |
Masik Munafa Amanat Prokolpo (MMAP) Rates
| Tenure | Simple Interest Rate | Effective Interest Rate |
| 3 years or 5 years | 10.67% | 11.21% |
| ( Tk.800 per month per Tk.100,000/- After tax ) | ||
Masik Shanchaya Prokolpo (MSP) Rates
|
Period |
Simple Interest Rate |
Effective Interest Rate |
|
1 Years |
8.65% |
9.00% |
|
3 Years |
10.03% |
10.50% |
|
5 Years |
10.48% |
11.00% |
|
8 Years |
10.93% |
11.50% |
|
10 Years |
11.39% |
12.00% |
Mudaraba Mashik Shanchay Prokolpa (MMSP)
| Deposit Product Name | Weightage | Provisional Profit Rate |
| Mudaraba Mashik Shanchay Prokolpa (MMSP) | 1.10 | 7.01% |
Digun Briddhi Amanat Prokolpo (DBAP) Rates
|
Period |
Simple Interest Rate |
Effective Interest Rate |
|
7 Years |
9.95% p.a |
10.42% p.a |
Troi Masik Munafa Amanat Prokolpo Rates
| Tenure | Simple Interest Rate | Effective Interest Rate |
| 3 years | 10.67% | 11.10% |
| ( Tk.2,400 per quarter per Tk.100,000/- After tax ) | ||
Super Munafa Amanat Prokolpo (SMAP) Rates
|
Super Munafa Amanat Prokolpo (SMAP) Rates |
||
|
Tenure |
Interest Rate |
Effective Annual Interest Rate |
|
One year |
|
|
|
( Tk.1000 per month per Tk. 1,25,000/- )* *Net- off tax having valid TIN |
||
Non Chequeable Savings Bank Account (NSB A/C) Rates
| Non Chequeable Savings |
4.50% (1.50% higher than the regular SB rate) |
Aporajita Masik Munafa Prokolpo Rates
|
Period |
Simple Interest Rate |
Effective Interest Rate |
|
3 Years or 5 Years |
10.67% p.a |
11.21% p.a |
|
3 & 5 years, Tk.800 per month per Tk.100,000/-After tax |
||
MBL Bonus Sanchay Hishab Rates
|
Minimum Balance BDT 10,000.00 |
3.00% (Interest rate of regular Savings Bank account) |
|
Minimum Balance BDT 50,000.00 |
4.50% (1.50% higher than regular SB rate) |
|
Minimum Balance BDT 100,000.00 |
5.00% (2.00% higher than the regular SB rate) |
Savings Bank Account for MSS Rates
| Rate of Interest: | 2.00% (1.00% less than the regular SB rate) |
Poribar Surokkha Amanat Prokolpo (PSAP) Rates
| Tenure | Simple Interest Rate | Effective Interest Rate |
| 2 years or 3 years | 10.67% | 11.21% |
| ( 2 & 4 years, Tk.800 per month per Tk.100,000/-After tax ) | ||
The above revised interest rate will be effective from 25th January, 2024 and shall remain in force until any further instructions.
Updated as on 11-09-2024
Currency Exchange Rate