Interest Rates

Deposit Rate

Effective from 15th January 2025

i) Savings Bank (SB) Account:

SB Account Type

Interest Rate

Savings Bank Deposit-Regular

 

3.00%

Savings Bank Deposit-Staff

Savings Bank Deposit-FI Program

Savings Bank Account for MSS

2.00%

(1% less than regular SB rate)

SB A/C School Banking

4.00%

MBL Prabasi Sanchaya Hishab

4.00%

(1% Higher than regular SB rate)

Non-Chequeable Savings Account

4.50%

(1.50% Higher than regular SB rat)

MBPLC Bonus Sanchaya Hishab :

Daily Minimum Balance (BDT)

lnterest Rate

BDT 5,000 - BDT 50,000

3.50%

BDT 50,001 - BDT 100,000

4.50%

BDT 100,001- BDT 500,000

5.50%

BDT 500,001 - B0T 1,000,000

6.50%

BDT 1,000,001 & Above

7.50%

 

MBPLC Gram Banglar Sanchaya Prokolpo :

Monthly Minimum Balance (BDT)

lnterest Rate

BDT 10,000 - BDT 24,999

5.50%

BDT 25,000 - BDT 74,999

6.60%

BDT 75,000- BDT 99,999

7.15%

BDT 1,00,000 - B0T 4,99,999

7.70%

BDT 5,00,000 - B0T 9,99,999

8.25%

BDT 10,00,000 - B0T 99,99,999

8.80%

Above BDT 1,00,00,000

9.90%

 

MBPLC Extrabenefit (Payroll Account) :

2% higher than regular savings account.

 

ii) Special Notice Deposit (SND):

Less than BDT 1 crore

1 crore to less than 25 crore

25 crore to less than 50 crore

50 crore to less than 100 crore

100 crore and above

1.00%

1.50%

2.50%

3.00%

3.50%

iii) Fixed Deposit Receipt (FDR):

 

Tenor

 Interest Rate

 (with effect from 15th January, 2025)

Daily Basis

61D to 99D

 

Below Tk.1.00 Crore

7.50%

Tk.1.00 Crore & Above

8.00%

100D to 199D

8.75%

200D to 299D

9.00%

300D to 360D

9.25%

Monthly Basis

1M

3.50%

3M

 

Below Tk.1.00 Crore

8.50%

Tk.1.00 Crore & Above

9.50%

6M

 

Below Tk.1.00 Crore

9.00%

Tk.1.00 Crore & Above

10.00%

12M

 

Below Tk.1.00 Crore

10.00%

Tk.1.00 Crore & Above

10.25%

24M

10.25%

36M

10.50%

iv) Masik Sanchaya Prokolpo (MSP):

Tenure

Simple Interest Rate

 1 year

8.65%

 3 Years

10.03%

 5 Years

10.48%

 8 Years

10.93%

 10 Years

11.39%

v) Aporajita Masik Munafa Prokolpo:

Particulars Interest Rate
Aporajita Masik Munafa Prokolpo Interest rate 10.68% p.a.  
(3 & 5 years, Tk.890 per month per Tk.100,000/- Before Tax
Effective from 1st January 2025

vi) Super Munafa Amanat Prokolpo :

Particulars Interest Rate
Super Munafa Amanat Prokolpo Interest rate 12.00% p.a.  
(1 year, Tk.1,000 per month per Tk.1,00,000/- Before Tax)
Effective from 1st January 2025

vii) Digun Briddhi Amanat Prokolpo:

Particulars Interest Rate
Digun Briddhi Amanat Prokolpo Interest rate 9.95% p.a. Money will be double within 07 (seven) years

viii) MBL Probasi Masik Sanchaya Prokolpo:

Tenure

Simple Interest Rate

 1 year

7.00%

 3 Years

7.25%

 5 Years

 8 Years

 10 Years

ix) Masik Munafa Amanat Prokolpo :

Particulars Interest Rate
Masik Munafa Amanat Prokolpo Interest rate 10.68% p.a.  
(3 & 5 years, Tk.890 per month per Tk.100,000/- Before Tax)
Effective from 1st January 2025

x) Poribar Surokkha Amanat Prokolpo:

Particulars Interest Rate
Poribar Surokkha Amanat Prokolpo Interest rate 10.68% p.a.
(2 & 4 years, Tk.890 per month per Tk.100,000/- Before Tax)
Effective from 1st January 2025

xi) Troi-Masik Munafa Amanat Prokolpo:

Particulars Interest Rate
Troi-Masik Munafa Amanat Prokolpo Interest rate 10.68% p.a.
(3 years, Tk.2,670 per Quarter per Tk.100,000/- Before Tax)
Effective from 1st January 2025

xii)MBL Kotipoti Monthly Savings Scheme:

Particulars Interest Rate
MBL Kotipoti Monthly Savings Scheme Interest rate 7.00% p.a.  
(5/8/10/12/15/20 Years for Maturity amount of Tk.1,00,00,000/- before Tax)

xiii) MBL Nari Sanchaya Prokalpa:

Tenure

Simple Interest Rate

5 Years

8.50%

10 Years

15 Years

20 Years