This scheme has been formulated with a view to gain an upper hand in the market in terms of Deposit collection. Features of this scheme are enumerated below:

Features and Terms of the scheme:

• Minimum Deposit amount would be BDT 150,000/-- (One Lac Fifty Thousand) or multiples thereof.
• The tenor of the scheme would be one (1) year and renewable at mutually agreed rate.
• Customer will not be entitled to any interest in case of pre-mature encashment i.e. all benefits given will be deducted from principal.
• Benefits can be drawn monthly / quarterly / half yearly or at maturity.
• Benefits will be transferred to the SB/CD or any other account where the benefit(s) will be transferred.
• Schemeholder is entitled to benefit from the next month of account opening.
• A separate prefix number (provider by our IT division) should be used for this scheme.
• A sheet containing form and duly signed by the customer.
• Standard procedure of account opening must be followed.
• Schemeholder will be given a Deposit Receipt after account opening and is non-transferrable

Super Munafa Amanat Prokolpo (SMAP) Rates 

*Net-off tax having valid TIN