Purpose

• Construction of 1-storied pucca/semi-pucca building/rooms having utility facilities.

Eligibility

• Any Bangladeshi resident (singly or jointly with spouse/son/daughter)

Loan limit

• Maximum Tk.30.00 lac

Tenure

• 10 years with 1-6 months grace period.

Age Limit

• 21-60 years

Interest Rate

• Competitive Interest Rate.

Loan-Equity Ratio

• 70:30 for construction purpose

Construction Cost

• Maximum Tk.800/- per sft

Customer Segment

Salaried Person
Employees of Govt./Autonomous Bodies/Banking or Non-banking Financial Institution/ Public Limited Company/ Private Limited Company having Corporate Structure/Multinational Company/ Teachers of any school/ college/University

Professional/Self-employed
Doctors/Engineer/Accountant/IT Professional/Management Consultant/Landlord

Businessman
Businessman having at least 3 years of length of business

Required Documents

• Employer’s Certificate (stipulating monthly remuneration) for service holder.
• National ID
• TAX return receipt
• PNS (Personal Net-worth Statement)
• Bank Account Statement for last 6-12 months
• Trade license (applicable for businessman)
• Photocopy of Passport, Telephone (T&T) bill if any
• Income supported by documents
• Property documents