Agricultural Loans: |
Term Loan (Both Short Term & Long Term) |
As per Bangladesh Bank's directives * |
Revolving Credit |
As per Bangladesh Bank's directives * |
Term Loan: |
Industrial / Manufacturing Project |
9.00% |
Other Term Loans |
9.00% |
Working Capital Financing: |
Industrial/Manufacturing Project (Including Cash Incentive & Time Loan |
9.00% |
Industrial/Manufacturing Project (IDBP) |
9.00% |
Trade Financing/Business Loans (IDBP) |
9.00% |
Work Order / Supply Order |
9.00% |
Export Loan (PC) |
7.00%* |
Export Loan (ECC) |
7.00%* |
Trade Financing/Business Loans (including Time Loan) |
9.00% |
Import financing of rice, wheat, edible oil (refined and crude), pulse, peas, onion, dates and sugar |
9.00% |
Short Term Loan (STL)- (For maximum 06 months) |
9.00% |
Financing to Small & Medium Enterprise |
With BB refinancing |
As per Bangladesh Bank's directives ** |
Without BB refinancing |
Industrial/Manufacturing Project |
9.00% |
Others |
9.00% |
Womcn Entrepreneurs Development Schema |
With BB refinancing |
As per Bangladesh Bank's directives ** |
Without BB refinancing |
Industrial/Manufacturing Project |
9.00% |
Others |
9.00% |
Loans to NBFIs |
9.00% |
Lease Finance/Hire Purchase |
Industrial/Manufacturing Project |
9.00% |
Others |
9.00% |
House Building Loan (HBL) |
Residential |
9.00% |
Commercial |
Industrial/Manufacturing Project |
9.00% |
Others |
9.00% |
SOD/Loans against FDR of our Bank |
FDR Rate + 3.00%*** |
SOD/Loans against Scheme Deposits of our Bank |
Scheme Deposit Rate + 4.00%*** |
SOD/Loans against FDR/ Scheme Deposits etc. of other Bank, ICB Unit Certificate & FC Bond |
9.00% |
SOD/Loans against Shares/Debenture |
9.00% |
Special Credit Schemes |
Loans under schemes |
i) Doctors' Credit Scheme |
Interest Rate |
9.00% |
Loan Processing Fee |
1% |
ii) Personal Loan Scheme |
Interest Rate |
9.00% |
Loan Processing Fee |
Up to 1% on loan amount |
Risk Fund |
Nil |
iii) Car Loan Scheme |
Interest Rate |
9.00% |
Loan Processing Fee |
Up to 1% on loan amount |
iv) Home Loan Scheme |
Interest Rate |
9.00% |
Loan Processing Fee |
Up to 1% on loan amount |
v) House Furnishing Loan (Consumer Loan Scheme) |
Interest Rate |
9.00% |
Loan Processing Fee |
Up to 1% on loan amount |
Risk Fund |
Nil |
vi) Cottage Loan |
Interest Rate |
9.00% |
Loan Processing Fee |
Up to 1% on loan amount |
vii) Education Loan |
Interest Rate During Moratorium Period |
9.00% |
Interest Rate After Moratorium Period |
9.00% |
viii) Overseas Employment Loan Scheme |
9.00% |
Rural Development Scheme |
9.00% |
Financing Solar Energy & Bio-Gas project under BB refinance |
Direct lending to ultimate beneficiary |
As per Bangladesh Bank's directives** |
Lending through NGO linkage |
Financing Effluent Treatment Plant (ETP) |
Financing to Jute Sector under Refinance Scheme of Bangladesh Bank |
Financing to RMG Sector Safe Working Environment program of JICA assistance "FSPDSME" Project (Pre Finance) |
Financing for Renewable Energy & Environment Friendly sector under Refinance Scheme of Bangladesh Bank |
Financing against Scheme of Rifinance for setting up Agro based Product Processing Industries in Rutal Areas under Refinance Scheme of Bangladesh Bank. |
Credit Card |
27.00%* |
Loan under Employees House Building Scheme |
As per approval of the Board of Directors of the Bank from time to time. |
Loan under Car Loan Policy for the Executives of the Bank |
As per approval of the Board of Directors of the Bank from time to time. |
Factoring |
Industrial/Manufacturing Project |
9.00% |
Others |
9.00% |
SOD (EMFS) under e tendering |
9.00% |
Other Loans & Advances |
9.00% |
Currency Exchange Rate