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| Balance Sheet |
Mercantile Bank Limited
Balance Sheet as at December 31, 2007
| PROPERTY AND ASSETS |
Notes |
2007
(BDT) |
2006
(BDT) |
| Cash |
3 |
3,717,354,095 |
2,943,547,098 |
| Cash in hand (Including Foreign Currencies) |
|
452,062,448 |
345,145,754 |
| Balance with Bangladesh Bank and Sonali Bank Limited (Including Foreign Currencies) |
|
3,265,291,647 |
2,598,401,344 |
| Balance with Other Banks and Financial Institutions |
4 |
209,201,299 |
237,956,604 |
| In Bangladesh |
|
126,848,623 |
130,158,450 |
| Outside Bangladesh |
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82,352,676 |
107,798,154 |
| Money at Call and Short Notice |
5 |
520,000,000 |
395,000,000 |
| Investments |
6 |
7,099,966,878 |
5,407,898,781 |
| Government |
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4,875,680,349 |
4,136,092,662 |
| Others |
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2,224,286,529 |
1,271,806,119 |
| Loans and Advances |
7 |
31,877,860,104 |
26,842,139,703 |
| Loans, Cash Credit, Overdraft etc. |
7.A |
28,799,208,279 |
24,200,026,131 |
| Bills Purchased and Discounted |
7.B |
3,078,651;825 |
2,642,113,572 |
| Fixed Assets Including Premises,Furniture and Fixtures |
8 |
593,203,096 |
467,987,370 |
| Other Assets |
9 |
922,951,636 |
865,120,450 |
| Non-Banking Assets |
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- |
- |
| Total Assets |
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44,940,537,108 |
37,159,650,006 |
LIABILITIES AND CAPITAL
Liabilities |
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| Borrowings from other Banks, Financial Institutions and Agents |
10 |
774,250,000 |
- |
| Deposits and other Accounts |
11 |
38,139,901,767 |
32,462,491,496 |
| Current Accounts and Other Accounts |
11.1 |
5,220,658,499 |
4,386,662,458 |
| Bills Payable |
11.2 |
889,880,108 |
451,788,424 |
| Savings Bank Deposits |
11.3 |
2,344,752,184 |
1,894,608,734 |
| Fixed Deposits |
11.4 |
14,632,634,933 |
13,182,978,177 |
| Bearer Certificate of Deposits |
11.5 |
25,939,840 |
23,264,432 |
| Deposits Under Schemes |
11.6 |
15,026,036,203 |
12,523,189,271 |
| Other Liabilities |
12 |
3,097,081,462 |
2,444,527,826 |
| Total Liabilities |
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42,011,233,229 |
34,907,019,322 |
| Capital/ Shareholders' Equity |
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| Paid-up Capital |
13.1 |
1,498,898,300 |
1,199,118,700 |
| Statutory Reserve |
14 |
966,496,902 |
726,729,402 |
| Other Reserves |
15 |
161,038,249 |
24,864,349 |
| Surplus in Profit & Loss Account |
16 |
302,870,428 |
301,918,233 |
| Total Shareholders' Equity |
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2,929,303,879 |
2,252,630,684 |
| Total Liabilities and Shareholders' Equity |
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44,940,537,108 |
37,159,650,006 |
| OFF BALANCE SHEET ITEMS |
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| CONTINGENT LIABILITIES |
A |
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| Acceptances and Endorsements |
17 |
5,780,70'1,000 |
6,809,544,572 |
| Letters of Guarantee |
17.1 |
3,225,932,724 |
3,416,391,827 |
| Irrevocable Letters of Credit |
17.2 |
9,287,543,504 |
10,205,375,301 |
| Bills for Collection |
17.3 |
94,981,372 |
196,156,154 |
| Other Contingent Liabilities |
17.4 |
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- |
| Total |
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18,904,104,742 |
20,627,467,854 |
| Other Commitments |
B |
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| Documentary credits and short term trade related transactions |
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- |
| Forward assets purchased and forward deposits placed |
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- |
| Undrawn note issuance and revolving underwriting facilities |
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- |
| Undrawn formal standby facilities, credit lines and other commitments |
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- |
| Total |
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- |
| TOTAL OFF-BALANCE SHEET ITEMS INCLUDING CONTINGENT LIABILITIES |
(A+B) |
18,904,104,742 |
20,627,467,854 |
These Financial Statements should be read in conjunction with the annexed notes (1 to 38)
Dhaka,February 25, 2008
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