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Savings Bank Account for MSS
Automated Transferring of fund to MSS Account;
Introducing Maintenance Fee free Account;
Build up habit of savings
Customers will get relief from waiting in queue to deposit MSS installment;
Free from overdue burden and risk of 03(Three) consecutive installments failure which may lead to force encashment to the MSS;
Customers will be entitled for a significant amount through forced savings without any change in the living style;
It is convenient for remote living customer to continue MSS account by making payment through EFTN or Exchange house.
Interest Rate
1.00% less than the existing Savings Bank Account i.e. 1.5%
Interest shall be calculated and accrued monthly and credited to the account in half-yearly basis.
If account balance falls below BDT 10,000.00 on or after 5th day of the month, then no interest will be paid.
If withdrawal in account is more than twice in a week or amount withdrawn in a single Payment Order/EFTN exceeds 25% of balance of the account, then no interest will be paid.
Interest will be calculated on the minimum balance from 5th day to last day of the month on monthly basis.
Govt. Tax/VAT is to be realized from the account holder as per government instruction.
No Cheque Book or Debit Card will be issued for this account. Payment will be made through Payment Order (PO) or EFTN;
The Savings Account will be closed after the maturity or encashment of MSS Account. But as per customer’s request, the Savings Account can be migrated to conventional SB account.
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