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Poribar Surokkha Amanat Prokolpo (PSAP)
Objective
To help the retired persons, service holders and Non-Resident Bangladeshi for maximization of their wealth by providing a consistent return of their savings.
Tenors
2(Two) or 4(Four) years
Poribar Surokkha Amanat Prokolpo (PSAP) Rates
Tenure Simple Interest Rate Effective Interest Rate
2 years or 4 years 6.90% 7.12%
(Tk.575 per month per Tk.100,000/- before tax)
Features
Minimum deposit amount is BDT50,000.00 (Fifty Thousand) or its multiple.
BDT 650.00 (Six Hundred Fifty including Tax & Excise Duty) will be paid each month against the deposit of BDT 1.00 lac.
A Savings Bank account is mandatory for opening PSAP account. Multiple PSAP account can be operated under a SB account.
The Depositor will be given a deposit receipt which is not transferable.
All Taxes/Duty/Levy and or any other surcharges presently in force or that may be imposed by the government of Bangladesh (GOB) from time to time will be deducted/recovered from the balance amount under this scheme.
Deposit will be received on any working day of a month. Payment of benefit shall start after the first month of opening date of the account.
The amount of benefit shall be automatically transferred in each month to the savings account of the depositor in MBL.
In case of the account is closed before maturity, benefits paid earlier shall be deducted proportionately from the principal amount after adjusting with the interest applied at savings rate (if any).
Even if customer lives abroad or remote place, he/she can authorize a person for withdrawing the monthly benefit amount from the Scheme.
Loan may be granted up to maximum 80% of the forced encashment value on the date of loan processing.
Savings Interest Rate will be applicable in case of premature encashment after 30 days and before maturity of the PSAP.
Deposits
Current Deposit Account
Savings Bank Account
Special Noticed Deposit Account
Fixed Deposit Account
Double Benefit Deposit Scheme
Monthly Benefit Scheme
Masik Shanchaya Prokolpo (MSP
Quarterly Benefit Deposit Scheme
School Banking
Super Benefit Deposit Scheme
Loans
Home Loan
Cottage Loan
Car Loan
Personal Loan
House Furnishing Loan
Doctor's Loan
Education Loan
Secured Over Draft (SOD)
Refinance Scheme for Green Product/Initiatives
Krishi / Polli Loan
Credit Cards
Platinum Card
Gold Card
Classic Card
Fees & Charges
Debit Cards
MBL VISA Debit Card