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House Furnishing Loan
House Furnishing Loan is a loan which facilities middles class people to purchase different household items such as Television, Refrigerator, Air-Conditioners, Washing Machine, Computers and other household furniture erc. for personal use.
To Purchase different household items such as Television, Refrigerator, Air-Conditioners, Washing Machine, Computers, and other household furniture etc. for personal and family use.
Tk 0.50 lac to Tk 5.00 lac only.
From 21 years to 60 Years (last installment of the loan has to be deposited before the borrower reaches the age of 60).
Note: Age bar may be relaxed/waved by the Managing Director & CEO of the Bank on acceptable grounds.
Tk. 10,000.00 for Govt. Service Holder.
Tk. 15,000.00 for Private service holders
Tk. 30,000.00 for Businessman/Professionals
(Spouse/Other income may be added with the total monthly income. In such cases at least one of the borrowers has to meet the minimum income level)
For Salaried individual minimum total length of service must be 1 year as confirm employee.
Govt.Employees must be confirmed on job.
For Self-Employeed professionals and a businessman having good track record of minimum 3 years in business.
1% to be realized on the overdue loan amount or minimum BDT 200/- whichever is higher.
The interest rate is subject to change based on the market conditions and policy of the Bank.