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Home Loan
Residing at own home/flat is a long cherised dream to everyone. To materialize this dream, Mercantile Bank Ltd is beside you offering easy to avil competitive Home Loan with lucrative features.
Our Strength
We ensure smooth and prompt disposal of the loan for your dream house to turn into reality.
We offer most competitive interest rate with easy to access terms and conditions.
Purpose
Purchase of Flats/Apartments.
Construction of House.
Extension of House.
Renovation of House.
Finishing Works of Building.
Taking over of regular House Building from other Banks/Fls.
Eligibility
Bangladeshi National
Regular Employees of Govt. / Semi/Autonomous Bodies / Multinational Companies/ Public Ltd. Co. / Private Ltd. Companies etc.
Self employed Professionals.
Businessman.
Teachers of Universities / Colleges / Schools and established educational institutions in the Public and Private Sectors.
Age limit 21-60 years (including repayment period).
Loan Limit
Max. Tk 75 lac.
Period
Max. 25 Years (including grace period)
Repayment Mode
Equal Monthly Installment
Interest rate
Competitive Interest Rate as per Bank's policy and Bangladesh Bank Guidelines
Required Documents
Supporting documents regarding ownership of Land / Building / Apartments.
TIN Certificate
Disclosure of income statement and personal networth
Lay out plan approved by the competent authority.
Application Process
Please apply in a prescribed form visiting any of our brances
Deposits
Current Deposit Account
Savings Bank Account
Special Noticed Deposit Account
Fixed Deposit Account
Double Benefit Deposit Scheme
Family Maintenance Deposit
Mashik Sanchaya Prokalpa
Quarterly Benefit Deposit Scheme
1.5 Times Benefit Deposit Scheme
Advance Benefit Deposit Scheme
Loans
Consumers Credit Scheme
Doctors Credit Scheme
Rural Development Scheme
Lease Financing
Any Purpose Loan
Education Loan
Car Loan
Home Loan
House Furnishing Loan
Cottage Loan
Overseas Employment Loan
E T P / Bio-Gas / Solar Energy Loan
Krishi / Polli Loan
Credit Cards
MBL VISA Gold
MBL VISA Classic
MBL International Credit Card
Fees & Charges
Why Get a MBL Credit Card?
Debit Cards
MasterCard Debit Card
ATM Card