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Doctors' Credit Scheme
Objectives
Help new F.C.P.S. or post-graduate doctors for setting up chambers and buying medical equipment.
Help experienced doctors for refurbishing chambers and buying medical equipment.
Assist private clinics for acquiring modern medical equipment.
Purpose
Doctors' Loan is a loan for professional Doctor to support their small scale purchase of different medical equipments, tools and small machineries for installation of their chamber/hospital/clinic.
Loan limit
Minimum Tk 2.00 lac only.
Maximum:
- Tk 5.00 lac for General Practitioners
- Tk 15.00 lac for specialized Doctors
- Tk 50.00 lac for owner(s) of Clinic/Hospital or Dignostic Center.
Nationality
Bangladeshi
Age limit
From 25 years to 65 Years
Note: Age bar may be relaxed/waved by the Managing Director & CEO of the Bank on acceptable grounds.
Minimum income
Tk. 25,000.00 for General Practitioner.
Tk. 40,000.00 for Specialized doctor.
Work Experience
For general practitioners having practice length of 3 years.
For specialized Doctors having practice length of 5 years.
Down Payment
10% of general practitioners
20% of the specialized doctors.
30% of owners, hospital or diagonstic center
Interest rate
The interest rate is subject to change based on the market conditions and policy of the Bank.
Repayment Method
Equated monthly installment.
Other fees & Charges
As per policy and scheduled charges of our Bank.
Tenure of the loan
Minimum 12 months - Maximum 60 months.
Deposits
Current Deposit Account
Savings Bank Account
Special Noticed Deposit Account
Fixed Deposit Account
Double Benefit Deposit Scheme
Family Maintenance Deposit
Mashik Sanchaya Prokalpa
Quarterly Benefit Deposit Scheme
1.5 Times Benefit Deposit Scheme
Advance Benefit Deposit Scheme
Loans
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