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Cottage Loan
Construction of 1-storied pucca/semi-pucca building/rooms having utility facilities.
Any Bangladeshi resident (singly or jointly with spouse/son/daughter)
Loan limit
Maximum Tk.30.00 lac
10 years with 1-6 months grace period.
Age Limit
21-60 years
Interest Rate
Competitive Interest Rate.
Loan-Equity Ratio
70:30 for construction purpose
Construction Cost
Maximum Tk.800/- per sft
Customer Segment
Salaried Person
Employees of Govt./Autonomous Bodies/Banking or Non-banking Financial Institution/ Public Limited Company/ Private Limited Company having Corporate Structure/Multinational Company/ Teachers of any school/ college/University
Doctors/Engineer/Accountant/IT Professional/Management Consultant/Landlord
Businessman having at least 3 years of length of business
Required Documents
Employer’s Certificate (stipulating monthly remuneration) for service holder.
National ID
TAX return receipt
PNS (Personal Net-worth Statement)
Bank Account Statement for last 6-12 months
Trade license (applicable for businessman)
Photocopy of Passport, Telephone (T&T) bill if any
Income supported by documents
Property documents
Current Deposit Account
Savings Bank Account
Special Notice Deposit Account
Fixed Deposit Account
Double Benefit Deposit Scheme
Monthly Benefit Scheme
Masik Shanchaya Prokolpo (MSP
Quarterly Benefit Deposit Scheme
School Banking
Super Benefit Deposit Scheme
Home Loan
Cottage Loan
Car Loan
Personal Loan
House Furnishing Loan
Doctor's Loan
Education Loan
Secured Over Draft (SOD)
Refinance Scheme for Green Product/Initiatives
Krishi / Polli Loan
Credit Cards
Platinum Card
Gold Card
Classic Card
Fees & Charges
Debit Cards
MBL VISA Debit Card