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Cottage Loan
Purpose
Construction of 1-storied pucca/semi-pucca building/rooms having utility facilities.
Eligibility
Any Bangladeshi resident (singly or jointly with spouse/son/daughter)
Loan limit
Maximum Tk.30.00 lac
Tenure
10 years with 1-6 months grace period.
Age Limit
21-60 years
Interest Rate
Competitive Interest Rate.
Loan-Equity Ratio
70:30 for construction purpose
Construction Cost
Maximum Tk.800/- per sft
Customer Segment
Salaried Person
Employees of Govt./Autonomous Bodies/Banking or Non-banking Financial Institution/ Public Limited Company/ Private Limited Company having Corporate Structure/Multinational Company/ Teachers of any school/ college/University
Professional/Self-employed
Doctors/Engineer/Accountant/IT Professional/Management Consultant/Landlord
Businessman
Businessman having at least 3 years of length of business
Required Documents
Employer’s Certificate (stipulating monthly remuneration) for service holder.
National ID
TAX return receipt
PNS (Personal Net-worth Statement)
Bank Account Statement for last 6-12 months
Trade license (applicable for businessman)
Photocopy of Passport, Telephone (T&T) bill if any
Income supported by documents
Property documents
Deposits
Current Deposit Account
Savings Bank Account
Special Noticed Deposit Account
Fixed Deposit Account
Double Benefit Deposit Scheme
Family Maintenance Deposit
Mashik Sanchaya Prokalpa
Quarterly Benefit Deposit Scheme
1.5 Times Benefit Deposit Scheme
Advance Benefit Deposit Scheme
Loans
Consumers Credit Scheme
Doctor's Loan
Personal Loan
Education Loan
Car Loan
Home Loan
House Furnishing Loan
Cottage Loan
E T P / Bio-Gas / Solar Energy Loan
Krishi / Polli Loan
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